Low Rates May Not Be Here For Long
Refinance your home and lower your monthly payment today!
Select your refinance goal and program to learn more:
Reduce Your Payment
Rates are lower than they have been in decades. Reduce your rate and lower your payment by refinancing your current mortgage. See how you can maximize your monthly cash flow by refinancing.
No Cost Refinance
Starwest pays for all the closing costs associated with the transaction including, underwriting fees, processing fees, appraisal fee, title fees, and origination fees.
Refinance with Harp
Find out how you can refinance your home, even if you have low or no equity in your home. Get everything you need to know about qualifying for the Harp program.
Get Cash Out
With home values appreciating fast, learn how you can tap into your equity. Find out if it makes sense to refinance and pull cash for any of your financial needs..
Pay Off Your Mortgage Faster
Take advantage of our lower term programs and learn how you can lower your rate and accelerate your loan payoff.
Pay off your higher rate debt with a historically low rate mortgage and save money. See how you can pay off your current mortgage, pay off debt, and lower your rate.
Adjustable to Fixed Rate
We all know rates are on their way up. If you still have a short term fixed rate, there’s no time better than now to get it fixed in for the long-term while rates are at their historic lows.
Choose a loan program for your refinance.
- Looking for a more traditional option? Choose from the most competitive rates available.
- Maximize your monthly income by changing the term of your loan.
- Potentially save thousands in interest over the first 5 to 7 years by selecting an ARM over a traditional fixed mortgage
- Refinance into the security and low rates of a fixed-rate government loan.
- Qualify with less stringent qualification and credit requirements.
- Access to all fixed-rate terms.
- Avoid the extensive qualification process.
- Available as a 30-year or 15-year fixed loan as well as a 5-year adjustable rate mortgage (ARM).
- No appraisal necessary.
- Marginal credit requirements.
- For a 1-2 unit home, consumers can borrow up to $2 million.
- Refinance up to 75% or higher loan-to-value.
- Take advantage of the competitive jumbo 5/1 ARM pricing.
- Lower your rate and payment if you are a spouse, military member, or qualified veteran.
- No monthly mortgage insurance (PMI).
- Fixed-rate and adjustable-rate program options, including jumbo loans.
Use our Break Even Point Calculator to determine if refinancing is right for you.
Why you should choose Starwest Mortgage for your home purchase:
- As a broker, Starwest gives you access to the most competitive rates, fees, and programs the wholesale lending industry has to offer. Why use a broker?
- No Closing Cost program
- Get loan status updates anytime, anywhere. Take advantage of our online tools.