The following information is usually required during the loan process:
- Your Social Security number
- Date of Birth
- Current pay stubs
- W-2s, 1099s, and K-1s for previous two years
- Full tax returns for previous two years
- Bank statements for the past two months
- Investment account statements for the past month
- Retirement account statements for the past month
- Driver’s License
- Homeowners insurance declarations page
- Business tax returns if ownership is greater than 25%
Additional documentation for purchase loans only:
- Purchase Contract
- Earnest money receipt
If you currently own Real Estate:
- Mortgage account information
- Property address
- Rental income (if applicable)
- Homeowners insurance policy information
- Home equity line of credit account information (if applicable)