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1818 E. Southern Ave, Suite 15C
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NMLS 164496 Arizona MB
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January 6, 2026 – Happy New Year Predictions For 2026

Economic Commentary The new year has started, and the predictions have hit the press, or more accurately, hit the Internet. What are the expectations for the real estate markets in 2026? Let’s break it down to a few segments: Mortgage Rates. Every prediction we have reviewed has mortgage rates falling in the coming year, but very slightly. For example, the...” Read More

Posted by starwest

December 30, 2025 – Where The Fed Stands Entering 2026

Economic Commentary The Federal Reserve lowered their benchmark interest rates three times to close out 2025. While this was good news for the real estate markets, the path to lower rates has not been as clear as many would have hoped in light of the Fed activity. The disconnect has occurred despite major pressure on the Fed to lower rates...” Read More

Posted by starwest

December 23, 2025 – Happy Holidays

Economic Commentary ‘Tis the season to be jolly. And certainly, the retail industry is hoping that the consumer is feeling quite jolly as the holiday season and the year come to a close. It is estimated that close to 20% of all retail sales happen during this time and anything short of that would be an economic disappointment – not...” Read More

Posted by starwest

December 16, 2025 – The Fed Speaks and The Predictions Keep Rolling

Economic Commentary The Federal Reserve met for the last time in 2025 last week and the result was a decrease in their benchmark interest rate of 0.25%. Overall, the decision was not surprising despite the lack of recent data the Fed could rely upon. As expected, they relied upon secondary reports such as flagging consumer confidence and the private payroll...” Read More

Posted by starwest

December 9, 2025 – Bad Timing

Economic Commentary For the past several weeks we have been touting the fact that the Federal Reserve will have an avalanche of data to consider when they meet in December. Well, the December meeting starts today and certainly there is a whole bunch of data to consider. However, the most important data indicating the direction of the economy right now...” Read More

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December 2, 2025 – The Scoreboard

Economic Commentary The government shutdown caused a major back-up of government data, and we are in the midst of seeing the spigot of data being released. This is very timely because the Federal Reserve is scheduled to meet one week from today and, unlike their last meeting, they are likely to have some, but not all the data they need...” Read More

Posted by starwest

November 25, 2025 – Giving Thanks

Economic Commentary It certainly has been a very tumultuous year for the real estate sector. And as we approach the Thanksgiving holiday, it makes sense for us all to take a breather and give thanks for the good things in our lives. The first thing we would like to give thanks for is the end of the federal government shutdown....” Read More

Posted by starwest

November 18, 2025 – The Spreads Are Narrowing

Economic Commentary With all the talk of a rate cut in December, we harken back to a statement made by Federal Reserve Chairman Powell in a speech to the National Association of Business Economics in mid-October. In that speech the issue of ending quantitative tightening was on the horizon. As a reminder, in addition to setting very short-term interest rates,...” Read More

Posted by starwest

November 11, 2025 – Happy Veterans Day

Economic Commentary With all the chaos surrounding the government in the past several weeks, we would be remiss in not remembering a holiday that honors a key part of our government’s service to Americans. That is the veterans of our armed forces. Our veterans have protected our country from its inception in war time and in peace time. Our veterans...” Read More

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November 4, 2025 – The Fed Speaks While The Government Sleeps

Economic Commentary Every time the Federal Reserve’s Open Market Committee meets, it is a big event for the markets. This time around, the meeting carried extra significance for a few reasons. First, the delay of most economic reports due to the government shutdown meant that there was not only a dearth of data for the Fed to rely upon, but...” Read More

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